Citation :

Sheetal Ajay Warankar, Meenakshi Kale, "Enhancing AI Awareness and Fraud Prevention Strategies for Senior Citizens," International Journal of Engineering Trends and Technology (IJETT), vol. 74, no. 5, pp. 435-457, 2026. Crossref, https://doi.org/10.14445/22315381/IJETT-V74I5P128

Abstract

This paper will cover the usefulness of the notion of Artificial Intelligence (AI) to protect the elderly against fraud and propose the interdisciplinary studies needed to address the technological and human issues. A type of fraud prevention that involves the use of AI, i.e., when anomaly detection and biometric validation are present, is also functioning, although little is known about its psychological impact on the elderly. The three problems that demonstrate why computer science and psychology should be combined are the enhanced state of anxiety, dependence, and a lack of confidence, which make it essential to understand the role AI has on the psychological stability of elderly people and their confidence. In addition, the paper also identifies morality and law-related aspects of privacy, informed consent, and the expectations of the long-term effects of AI-based surveillance. As a high percentage of people of the older generation demonstrate deficiencies in digital literacy, the paper suggests turning to policy-level measures that are used to facilitate the process of ethical facilities of AI utilization, not to mention privacy issues. The research, with the help of such disciplines as geriatrics, sociology, and digital ethics, should be conducted in order to create effective and global AI applications. The application of AI into the medical system, the social welfare system, and the financial system that enables complete security is also a subject of the paper. In conclusion, the paper makes the recommendation that the developers, caregivers, policymakers, and communities must convene with an objective of regaining trust in AI, and in doing so, this would allow the elderly to operate within the new online space with no security concerns.

Keywords

AI, Elderly Protection, Fraud Prevention, Digital Literacy, Ethical Considerations, Interdisciplinary Research.

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